Insurers today pledged to cut motor premiums on the back of a Government bid to tackle the compensation culture that has made Britain the whiplash capital of Europe.
Compensation claims for whiplash injuries are running at £2billion a year and adding £90 to every driver’s motor insurance policy.
David Cameron today held talks with the insurance industry to discuss measures to crack down on bogus motor insurance claims.
Ministers are to investigate ways to reduce the staggering number of whiplash claims that are currently running at 1,500 a day.
This figure has leapt 30 per cent in the past three years and has been driven up by ambulance-chasing lawyers.
One possibility is a ban on claims for whiplash injuries in low speed collisions.
Measures to require independent medical evidence to back up any claim for compensation covering injury and loss of income are also expected.
Ministers also want insurers to get tough on the issue and challenge suspect claimants in the courts.
The crackdown is part of a wider package involving government and the insurance industry to reduce accident pay-outs and so cut premiums.
The average motor insurance bill is up 17 per cent in a year to £410, so adding to the biggest cost of living squeeze in at least 60 years.
However, young drivers are effectively being priced off the road with an average premium of £2,977 for a young male and £1,682 for a young female.
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